Your Financing

Whether you’re thinking about buying a home, taking a vacation, or paying off your bills, Cape Breton Credit Union is here for you. We understand that you need to live life today and we’re here to customize a plan to get you where you need to be.

We have the products and services to get you to your life goals and our knowledgeable employees are here to offer advice and solutions that work for you. Some popular products are:

  • A pre-approved personal loan gives you the convenience of buying when you are ready. It could be for a major purchase, vacation, wedding, or anything else you dream up. Personal loans are also used to consolidate current debt into one, easy payment with lower interest rates than everyday credit cards. 
  • A pre-arranged line-of-credit makes cash available simply by writing a cheque or making a withdrawal - in person, through the ATM, Mobile App (Deposit Anywhere), or Direct Payment.
  • A pre-approved vehicle loan gives you the control to negotiate the best price on that new car without being limited to certain models or terms on your financing. You’ll know before you start looking for that new vehicle what you’re willing to pay and for how long.
  • A pre-approved mortgage gives you the peace of mind to shop around for the right home. With the best financing already in place, you relieve the stress of trying to arrange your financing after you’ve found the home you want.
If you have any questions or would like to discuss financing options that work for you, contact one of our knowledgable financial advisors at either branch!


This summer, if you receive a loan or mortgage from Cape Breton Credit Union, you will get entered into our monthly draws! If you receive a loan in June, your name is entered into the June pize. One prize is availble for June, July and August. 

Currently, our one year loan rate is 3.99%Contact us today to speak to someone today to book an appoinment, walk ins are also welcome. 

Interested in knowing our current mortgage rates, click here