The Mastercard debit card

New Mastercard available

Debit Mastercard® is the new debit card offered by Cape Breton Credit Union. With the features of both a debit and credit card, Debit Mastercard® allows you to shop online and in-store across the globe where Mastercard® is accepted. There is no need to worry about monthly payments or interest charges because the funds come directly from your credit union chequing or savings account.

You will receive your Debit Mastercard® by mail once your current credit union debit card needs to be replaced, or by request from your credit union. Your current debit card will not expire; if you need a replacement debit card, please contact us at 902 562 5559.

What can my Debit Mastercard® do?

You can use your new Debit Mastercard® to make purchases in-store or shop online with funds directly from your chequing or savings account.

  • Shop in-store: you can now pay for purchases up to $250 quickly and easily by holding your Debit Mastercard® to an Interac Flash® enabled terminal, without having to insert your card or enter your PIN.
  • Shop online: safely use your Debit Mastercard® just like a credit card at any participating online merchant, without worrying about monthly payments or interest charges.
  • Shop in-store worldwide: You can make debit purchases directly from your credit union account at international merchants that accept Mastercard®.

If you require assistance outside of our regular business hours, please call 1-888-277-1043 for 24/7 assistance.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Interac Flash

Whether it’s a quick trip to the grocery store or your morning cup of coffee, Interac Flash® offers a fast, convenient, and safe way to use your credit union debit card to tap and pay for everyday purchases up to $250 – no PIN required.

How it works

  1. Look for the Interac Flash® logo or contactless symbol when making a debit purchase
  2. Hold your card within 4cm of the front of the debit terminal
  3. Wait for a beep or approval message, letting you know your purchase is complete
  4. The amount of your purchase will be debited from your credit union account.

Benefits for you

Fast and convenient. Tap and pay on purchases up to $250 (up to a combined maximum of $400) before needing to enter your PIN

Secure. Purchases are backed by Interac’s Zero Liability Policy, meaning your transactions are protected.