Personal Line of Credit

Personal Line of Credit / Overdraft Protection

Looking for overdraft protection on your account or to access additional funds without taking out a personal loan? Why not consider a Line of Credit!

Lines of Credit allow you to borrow any amount up to the maximum predetermined limit. You simply pay a regular monthly deposit on the amount borrowed or withdrawn from the line of credit for the period used. This is calculated on the daily closing balance and charged to your account monthly. Your Line of Credit can be accessed by:

•Writing a personal cheque.
•Withdrawing funds from your account in the branch.
•Using your MEMBER CARD® debit card to make a purchase or withdraw cash at any of the 2400 surcharge-free ®ACCULINK and ®Exchange.
•Paying bills through our ®MemberDirect online banking system or ®TeleService.


®ACCULINK & Design are registered trade-marks owned by Canadian Credit Union Association, used under license.
®MemberDirect is a registered trademark owned by Canadian Credit Union Association, used under license.
®TeleService is a registered trademark owned by Vancouver City Savings Credit Union, used under license.
®Exchange is a registered trademark owned by FICANEX® and is used under license.
®MEMBER CARD is a registered trademark owned by Canadian Credit Union Association, used under license