4.45%
Credit Union Prime Rate
Rates are subject to change without notice.
Contact us for more details.
Rates
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4.00%
42 month Promotional Term Deposit Rate
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Mortgages
Rates effective as of October 1, 2026
| Mortgages | Rate |
| 1 Year | 7.30% |
| 2 Years | 7.20% |
| 3 Years | 7.10% |
| 4 Years | 7.00% |
| 5 Years | 6.90% |
Investments
Rates effective as of October 1, 2026
| Fixed Term Deposits | Rate |
| 1 Year Term | 3.30% |
| 2 Year Term | 3.60% |
| 3 Year Term | 3.75% |
| 4 Year Term | 3.90% |
| 5 Year Term | 4.00% |
| 3.5 YEAR SPECIAL | 4.00% |
| RRSPs | Rate |
| 1 Year Term | 3.30% |
| 2 Year Term | 3.60% |
| 3 Year Term | 3.75% |
| 4 Year Term | 3.90% |
| 5 Year Term | 4.00% |
| TFSAs | Rate |
| TFSA Variable Rate | 0.75% |
| 1 Year Term | 3.30% |
| 2 Year Term | 3.60% |
| 3 Year Term | 3.75% |
| 4 Year Term | 3.90% |
| 5 Year Term | 4.00% |
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Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
Cape Breton Credit Union is a credit union operating in Nova Scotia. Deposits are insured under the terms of the Credit Union Deposit Insurance Corporation
