4.45%
Credit Union Prime Rate
Rates are subject to change without notice.
Contact us for more details.
Rates
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5.99%
Promotional Personal Loan Rate
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Mortgages
Rates effective as of Dec 11, 2025
| Mortgages | Rate |
| 1 Year | 6.69% |
| 2 Year | 6.59% |
| 3 Year | 6.49% |
| 4 Year | 6.39% |
| 5 Year | 6.29% |
Investments
Rates effective as of Dec 11, 2025
| Fixed Term Deposits | Rate |
| 1 Year Term | 2.45% |
| 2 Year Term | 2.65% |
| 3 Year Term | 2.80% |
| 4 Year Term | 2.85% |
| 5 Year Term | 3.00% |
| RRSPs | Rate |
| 1 Year | 2.45% |
| 2 Year | 2.65% |
| 3 Year | 2.80% |
| 4 Year | 2.85% |
| 5 Year | 3.00% |
| TFSAs | Rate |
| TFSA Variable Rate | 0.80% |
| 1 Year | 2.45% |
| 2 Year | 2.65% |
| 3 Year | 2.80% |
| 4 Year | 2.85% |
| 5 Year | 3.00% |
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Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
Cape Breton Credit Union is a credit union operating in Nova Scotia. Deposits are insured under the terms of the Credit Union Deposit Insurance Corporation
