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Set up a Direct Deposit



Direct deposit is a quick, convenient, and secure way to access your funds. You don't need to visit your branchor an ATM to deposit a cheque; with direct deposit, you can access your money anytime and anywhere. Find out how Cape Breton Credit Union can assist you in setting up direct deposit for quick and easy access to your funds. Download the fillable and printable form and follow the instructions carefully to avoid issues with your pre-authorized payments or direct deposit. 



Download our Form here. 



Why should I enroll in direct deposit?

Direct deposit allows institutions to deposit funds directly into your account. Some employers can automatically deposit your paycheck using this service.


How do I set up direct deposit?

To enroll or authorize pre-payments, complete a direct deposit form with your banking information. Ensure you have all necessary details beforehand, including your financial institution and account numbers.


Required account information:

Financial institution numbers

The direct deposit form requires these numbers:


- Route/Transit/Branch number: 30163

- Institution number: 839


Account numbers

Your 10-digit account number.


Registering for employer payments

Your employer might have their own form, or you can use our direct deposit form. Fill it out using the account information above. If you have a cheque, mark it as "void" and staple it to the form. After completing the form, sign it and submit it to your employer's HR department.


Manage your deposited funds.

To verify your direct deposit payments, access your account summary via landline, mobile, computer, or ATM. You can also transfer funds, pay bills, or perform other transactions.


If you have questions about setting up or viewing your direct deposits, contact us for assistance.