4.45%
Credit Union Prime Rate
Rates are subject to change without notice.
Contact us for more details.
Rates
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5.99%
Promotional Personal Loan Rate
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Mortgages
Rates effective as of April 16, 2026
| Mortgages | Rate |
| 1 Year | 6.54% |
| 2 Years | 6.44% |
| 3 Years | 6.34% |
| 4 Years | 6.24% |
| 5 Years | 6.14% |
Investments
Rates effective as of March 12, 2026
| Fixed Term Deposits | Rate |
| 1 Year Term | 2.55% |
| 2 Year Term | 2.75% |
| 3 Year Term | 2.85% |
| 4 Year Term | 2.90% |
| 5 Year Term | 3.05% |
| RRSPs | Rate |
| 1 Year | 2.55% |
| 2 Year | 2.75% |
| 3 Year | 2.85% |
| 4 Year | 2.90% |
| 5 Year | 3.05% |
| TFSAs | Rate |
| TFSA Variable Rate | 0.40% |
| 1 Year | 2.55% |
| 2 Year | 2.75% |
| 3 Year | 2.85% |
| 4 Year | 2.90% |
| 5 Year | 3.05% |
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Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
© 2024 Cape Breton Credit Union Limited – Mortgage Lender Licence #3000027 - All rights reserved.
Cape Breton Credit Union is a credit union operating in Nova Scotia. Deposits are insured under the terms of the Credit Union Deposit Insurance Corporation
